Loan Rates
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Loan Rates
| Type of Loan | Term | APR1 |
| New & Used Automobiles | 24 months | 2.95% |
| 36 months | 2.95% | |
| 48 months | 2.95% | |
| 60 months2 | 2.95% | |
| 72 months2 | 3.50% | |
| 84 months3 | 4.90% | |
| RV's, Boats, Motorcycles | 24 months | 5.75% |
| 36 months | 5.75% | |
| 48 months | 5.75% | |
| 60 months | 6.25% | |
| 72 months | 6.75% | |
| 84 months | 7.50% | |
| Signature Line-of-Credit | Revolving | 10.90% |
| Home Loans | For more rates and information, please contact the Loan Department at (618) 254-0605. |
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| Home Equity4 | 1-4 year fixed (1st lien position) | 4.620% |
| 1-4 year fixed (2nd lien position) | 5.450% | |
| 5-7 year fixed (1st lien position) | 4.630% | |
| 5-7 year fixed (2nd lien position) | 5.950% | |
| 8-10 year fixed (1st lien position) | 5.140% | |
| 8-10 year fixed (2nd lien position) | 6.250% | |
| Home Equity4 Line of Credit | 15-year open line of credit | Variable Rate |
| 5-year draw period |
Interest rate is determined by members credit history and the term of the loan. Rates are subject to change without notice. Maximum term on secured loans depend upon age of security.
(1) APR=Annual Percentage Rate
(2) 60-72 months available on vehicles 2007 or newer. (Some restrictions may apply.)
(3) 78-84 months available on vehicles 2010 or newer. (Some restrictions may apply.)
(4) Minimum $5,000; maximum $100,000. Up to 90% combines loan -to-value
All rates subject to change daily. Certain restrictions may apply.
Call credit union for more information.
For more rates and information, please contact the Loan Department at (618) 254-0605.
Credit Cards
| Type | Annual Fee | APR |
| VISA Platinum Preferred | No Annual Fee | 8.90% |
| VISA Platinum Plus | No Annual Fee | 12.90% |
| VISA Platinum | No Annual Fee | 13.90% |
