Loan Rates
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Loan Rates
| Type of Loan | Term | APR2 |
| New & Used Automobiles * | 24 months | 4.24% |
| 36 months | 4.24% | |
| 48 months | 4.24% | |
| 60 months | 4.24% | |
| 72 months | 5.24% | |
| 84 months | 6.24% | |
| RV's, Boats, Motorcycles * | 24 months | 6.00% |
| 36 months | 6.00% | |
| 48 months | 6.00% | |
| 60 months | 6.00% | |
| 72 months | 7.00% | |
| 84 months | 7.50% | |
| Signature Line-of-Credit | Revolving | 10.90% |
| Home Loans | For more rates and information, please contact the Loan Department at (618) 254-0605. |
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| Home Equity3 | 1-4 year fixed (1st lien position) | 6.100% |
| 1-4 year fixed (2nd lien position) | 6.375% | |
| 5-7 year fixed (1st lien position) | 6.500% | |
| 5-7 year fixed (2nd lien position) | 6.750% | |
| 8-10 year fixed (1st lien position) | 6.600% | |
| 8-10 year fixed (2nd lien position) | 6.875% | |
| Home Equity3 Line of Credit | 15-year open line of credit | Variable Rate |
| 5-year draw period |
Interest rate is determined by members credit history and the term of the loan. Rates are subject to change without notice. Maximum term on secured loans depend upon age of security.
(1) 72-month and 84-month terms apply to automobiles up to 1 (one) year old. Some restrictions may apply.
(2) APR=Annual Percentage Rate
(3) Minimum $5,000; maximum $100,000. Up to 90% combined loan-to-value
*.25% REDUCTION FOR AUTOMATIC PAYMENT ON CONSUMER LOANS SECURED BY TITLES
All rates subject to change daily. Certain restrictions may apply.
Call credit union for more information.
For more rates and information, please contact the Loan Department at (618) 254-0605.
Credit Cards
| Type | Annual Fee | APR |
| VISA Platinum Preferred | No Annual Fee | 8.90% |
| VISA Platinum Plus | No Annual Fee | 12.90% |
| VISA Platinum | No Annual Fee | 13.90% |
